Don't let lack of funds stop your education. We guide you through the Bihar Student Credit Card (BSCC) process for quick approval.
The Bihar Student Credit Card (BSCC) scheme is an ambitious initiative by the Bihar Government to ensure that no student is deprived of higher education due to financial constraints.
DP Life acts as your facilitator. While the government provides the loan, the process involves complex documentation, college verification, and DRCC visits. We simplify this for you, ensuring your application doesn't get rejected.
Maximum loan amount of ₹4,00,000 for tuition and living.
As low as 1% for girls/PWD and 4% for boys (Simple Interest).
Key features of the scheme that make it student-friendly.
You do not need to mortgage any land or property. The government stands as your guarantor.
The loan covers not just college fees but also money to buy a laptop, books, and study materials.
Living costs for hostel or rented accommodation in the city of your college are included in the loan.
Applicable for B.Tech, BCA, B.Sc, BA, Management, Polytechnic, and many general/technical courses.
You don't have to pay immediately. Repayment starts only after you complete the course and get a job (moratorium period).
Online application via the MNSSBY portal followed by document verification at your district DRCC.
Basic eligibility criteria to avail the Bihar Student Credit Card.
Choosing the right college is crucial. If the college is not on the government's approved list, the loan will be rejected. Consult us before taking admission.
We assist with college selection, document preparation, and DRCC formalities.
